Reference
Loyalty programs at a glance
Compare different program structures without pretending that bank points, airline status points and hotel credits are the same thing.
| Program | Type | How it earns | Qualification / status | Partner relationship |
|---|---|---|---|---|
| American Express Membership Rewards | Credit card programs | Card-specific eligible purchases | Not a status currency | Selected partners; ratio depends on source product |
| Chase Ultimate Rewards | Credit card programs | Card-specific eligible purchases | Not a status currency | Selected partners; ratio depends on source product |
| Capital One Miles | Credit card programs | Card-specific eligible purchases | Not a status currency | Selected partners; ratio depends on source product |
| Marriott Bonvoy | Hotel programs | Qualifying stays and eligible partner activity | See qualification planner | Do not assume reciprocal transfers |
| Hilton Honors | Hotel programs | Qualifying stays and eligible partner activity | See qualification planner | Do not assume reciprocal transfers |
| World of Hyatt | Hotel programs | Qualifying stays and eligible partner activity | See qualification planner | Do not assume reciprocal transfers |
| Delta SkyMiles | Airline programs | Eligible flight/card/partner activity; verify account rules | See qualification planner | Do not assume reciprocal transfers |
| Atmos Rewards: Alaska and Hawaiian | Airline programs | Eligible flight/card/partner activity; verify account rules | See qualification planner | Do not assume reciprocal transfers |
| United MileagePlus | Airline programs | Eligible flight/card/partner activity; verify account rules | Manual current-target planner | Do not assume reciprocal transfers |
Reviewed 2026-09-13. Open each guide for the relevant official sources and conditions.