Personal planning

Your rewards Command Center

Cards, benefits, loyalty balances, certificates, status goals and trip plans now feed one prioritized dashboard. Your data stays local unless you export it.

U.S. programs · USD examplesSources & verificationVerified 2026-09-13
Local-first by design.

The Command Center connects the information you enter across the site without asking for bank logins, card numbers or loyalty-account credentials. Use Profile & Backup for encrypted portability between devices.

Next best action

Your rewards Command Center.

Instead of deciding which calculator to open, start here. Phase 4 surfaces the rewards decisions that deserve attention based on your saved cards, benefits, loyalty balances, certificates, status goals and trip dates.

Attention score
100Calculating priorities…

Higher is calmer. The score falls when deadlines and unresolved actions are surfaced; it is not a financial score.

0cards in wallet
$0tracked benefit value used
$0cash/credits expiring in 30 days
$0planning value of entered points
0active certificates
Your next best actions

What deserves attention now.

Priorities are generated only from the data you chose to save. They do not know account activity that has not been entered.

Portfolio snapshot

One view across cards, points and deadlines.

0active goals
0upcoming dates
0saved routes / searches
0trip boards

This month

Benefits worth using before they reset.

Unused card-benefit periods from your saved Benefits Checklist appear here automatically.

Open benefits tracker →
Card Wallet

Your cards, fees and tracked value in one place.

The wallet powers benefits, renewal timing, annual-fee ROI and the purchase optimizer without storing card numbers.

Open Card Wallet →
Trip / project boards

Keep the next action visible.

Create a lightweight board for a trip, redemption project or status run. Optional dates power the dashboard; nothing is sent as an email or notification.

Upcoming

Dates worth seeing.

Active plans and goals

Calculations you chose to keep.

Open planning tools →
Saved research

Routes and searches.

Find transfer routes →