The planning desk

Transfer calculator

Model a partner conversion or work backward from an award target. Card and date matter.

U.S. programs · USD examplesSources & verificationVerified 2026-09-13
Zero by default. Enter only a bonus you are eligible for.

Minimums and increments are planning defaults. Verify them in your account.

Your scenario

Your result will appear here.

Enter your assumptions, then calculate.

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The method

The math is not a black box.

Partner points = floor[source points × (partner ratio ÷ source ratio) × (1 + eligible bonus ÷ 100)]. Reverse mode rounds source points up to your entered minimum/increment.

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Before you act

Verify before you transfer

This tool includes selected Capital One, Amex and card-specific Chase/Hyatt routes—not every transfer partner. A transfer is usually a separate decision from booking; confirm availability, timing and reversibility in official terms.

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